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Negotiating and Drafting Loan Agreements

Key Clauses in Loan Agreements Interest Rates A loan’s cost hinges on its interest provisions: Nominal vs. Effective Rate: Nominal interest is stated; compelling interest includes compounding, fees, and commissions—a crucial distinction, especially under jurisdictions with interest rate caps. Fixed, Floating, Cap & Floor: You might negotiate a fixed rate for predictability, a floating rate...

Key Considerations for Mergers and Acquisitions Due Diligence

For companies trying to expand, break into new markets, or gain a competitive edge, mergers and acquisitions (M&A) can be game-changing. Whether it’s a merger or an acquisition, due diligence is a critical step in the process. Proper due diligence ensures that both parties understand the risks, obligations, and value of the deal before closing....

Regulatory Changes Impact on Corporate Deals & Litigation Risk | 2025 Guide

The Impact of Regulatory Changes on Corporate Transactions and Litigation Regulatory changes can dramatically alter the landscape for businesses engaged in mergers, acquisitions, and other corporate transactions. Companies that fail to adapt quickly face increased litigation risk and potential financial penalties. Understanding these shifts is no longer optional—it’s essential for business survival. How Recent Regulatory...

Leveraging Legal Counsel to Drive Strategic Decision-Making in the C-Suite

As today’s business landscape continues to evolve, corporate leaders must continually navigate many legal and regulatory challenges when making key business decisions. This is why strategic decision-making in the C-suite requires an integrated approach with legal counsel. At Borvanick & Associates, we recognize the growing importance of incorporating legal strategy into executive decision-making to mitigate...

Do I Need a Lawyer ‘On Retainer’ for My Business?

Starting your own business, no matter the industry, comes with a long list of questions. Some of those questions you will be able to figure out on your own. After all, you chose to begin this business, so chances are you have some experience or interest in its facets, rules, and practices. However, some of...